The Hartford HIG

Property & casualty insurance. The Hartford Insurance Group, Inc., listed on NYSE.

Based on the FY2025 annual report (Jan 2025 – Dec 2025)

The Hartford's market cap is
about $37.91 billion.

#260 by market cap among 289 companies, based on the Nov 5, 2026 close. FY2025 revenue was $28.368B.

Share price (close): $137.09; Close on Nov 5, 2026 · per share
P/E ratio: 10.3x; Closing price ÷ latest annual EPS
Market cap: $37.91B; #260 of 289
Revenue: $28.368B; #115 of 299 · +6.9% YoY
Operating income: —; Not reported
Net income: $3.836B; #115 of 298 · +23.3% YoY
Free cash flow: $5.753B; #70 of 261 · −0.2% YoY
Total assets: $85.997B; #91 of 299 · +6.3% YoY
Dividends paid: $592M; #169 of 214 · +6.5% YoY
Dividend per share: $2.16; #125 of 205 · +11.9% YoY
Dividend yield: 1.6%; #110 of 203
Shares outstanding: 286,500,000 shares; As of Dec 31, 2025

Size, put in perspective

Revenue every second$900$77.7M a day

Net income every second$122$10.5M a day

Buying AIG with a year's profit9.1% of itBased on AIG's market cap of about $41.98 billion

Market cap vs AIG0.9×The Hartford ÷ AIG

Calculated from the FY2025 annual report, spread evenly over 365 days.

Where the revenue went

Revenue is set at 100% and split into what went to costs, R&D, operating expenses and taxes, and what was left as profit.

Expenses83.2%
Income taxes & other3.3%
Net income13.5%

Profitability and stability

Each figure comes with its rank among 300 companies. The further right the dot, the higher the rank.

Revenue growthHow much revenue grew from the previous fiscal year: +6.9%; #172 of 299; Revenue is growing steadily. The median across 299 companies is +7.9%.
Operating marginShare of revenue kept as profit from the core business: —; Not ranked; Banks and insurers often don't report operating income, so look at pretax income instead.
Net marginShare of revenue left as profit after interest and taxes: 13.5%; #154 of 298; After taxes, 13.5% of revenue was left as net income. The median across 298 companies is 14.0%.
FCF marginShare of revenue left as cash after capital spending: 20.3%; #87 of 261; Plenty of cash is left after capital spending. The median across 261 companies is 15.8%.
ROEHow much profit the company earned on shareholders' equity in a year: 21.7%; #116 of 276; Earns a lot relative to its equity. The median across 276 companies is 16.8%.
Debt-to-equityLiabilities relative to equity. Lower means less debt: —; Not ranked; Bank and insurer liabilities include customer deposits and insurance reserves, so they aren't compared with other industries.

Revenue and profit over time

Gray bars show revenue and the green part inside shows net income. The number above each bar is revenue (abbreviated) and the number below is net margin. Hover over a bar to see the exact amounts.

Currency: US dollars. Years are the years in which each fiscal year ended.

Where the cash went

Unlike profit, cash flow is money that actually came in and went out.

Cash from operations$5.922B
Capital spending−$169M
Free cash flow (FCF)$5.753B
Dividends paid−$592M

Whose money funds the assets

The company's assets, split into borrowed money (liabilities) and shareholders' money (equity).

Liabilities 78%Equity 22%

Total assets$85.997B
Total liabilities$67.018B
Total equity$18.979B
Cash and equivalents$177M

For banks and insurers, customer deposits and insurance reserves count as liabilities, so the liability share looks large.

Compared with similar companies

Based on each company's latest annual report, so fiscal year ends may differ.

Compare in detail

Company	Annual revenue	Net income	Revenue growth	Operating margin	Net margin
The HartfordHIG	$28.368B	$3.836B	+6.9%	—	13.5%
AIGAIG	$26.775B	$3.096B	−1.8%	—	11.6%
Prudential FinancialPRU	$60.774B	$3.576B	−13.7%	—	5.9%
AflacAFL	$17.164B	$3.646B	−9.3%	—	21.2%
MetLifeMET	$77.084B	$3.379B	+8.6%	8.0%	4.4%

What the company does

The Hartford provides commercial property and casualty insurance, group benefits and asset management.

The fiscal year ends around December each year.

Related companies: AIG, Prudential Financial, Aflac, MetLife

Financial statements

Last 5 fiscal years. Currency: US dollars.

Show the table

Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	22.39B	22.362B	24.527B	26.535B	28.368B
Pretax income	2.905B	2.262B	3.088B	3.849B	4.76B
Net income	2.371B	1.819B	2.504B	3.111B	3.836B
EPS (diluted)	$6.64	$5.46	$7.97	$10.35	$13.32
Operating cash flow	4.093B	4.008B	4.22B	5.909B	5.922B
Capital expenditures	133M	175M	215M	145M	169M
Free cash flow (FCF)	3.96B	3.833B	4.005B	5.764B	5.753B
Dividends paid	485M	506M	528M	556M	592M
Total assets	76.578B	73.008B	76.78B	80.917B	85.997B
Total liabilities	58.735B	59.332B	61.453B	64.47B	67.018B
Total equity	17.805B	13.676B	15.327B	16.447B	18.979B
Cash and equivalents	337M	344M	189M	234M	177M
Original filing	10-K	10-K	10-K	10-K	10-K

Source: SEC EDGAR filings for The Hartford Insurance Group, Inc. · CIK 0000874766 · US-GAAP